Having spare cash on hand not required at the moment? Our time deposit accounts offer higher interest rates than current savings, with different timeframes and different interest rates depending on the length of tenure.
1. RMB time deposit accounts
Account types
Periods
Minimum balance requirement
RMB personal time deposit account
3 months, 6 months, 1 year, 2 years, 3 years and 5 years
CNY50
RMB remittance time deposit account (Limited to residents of Hong Kong SAR)
3 months, 6 months, 1 year, 2 years, 3 years and 5 years
CNY50
RMB remittance time deposit account (Limited to residents of Taiwan Region)
3 months, 6 months, 1 year, 2 years, 3 years and 5 years
